Re: I-864 : Currently unemployed but above poverty guidelines...!
As I recall there was an option/requirement to show a lump sum amount equivalent to 5 years of the poverty threshold amount for your family size.
Just borrow the money (roughly $80,000) on a short term loan, stick it in your account, print a statement and pay it back - shazam, you qualify.
As for the job, just get a temp job at McDonalds, get your employment letter and use that.
Easy option is to use a sponsor in the US, that's really what they want you to do.
These requirements are easy to circumnavigate, and the Embassy official spends all of 10 seconds verifying them.
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